Saint Cloud Waterfront Homes for Sale

Peaceful Lakefront Living Just South of Lake Nona

Tucked between Lake Nona and the rural beauty of Osceola County, St. Cloud, Florida is a hidden gem for buyers seeking space, privacy, and lakeside serenity—without giving up access to Orlando. Known for its sprawling waterfront homes, charming small-town feel, and proximity to East Lake Tohopekaliga, St. Cloud offers some of Central Florida’s most affordable and scenic lakefront real estate.

Whether you’re searching for a private estate on acreage or a modern new construction home with pond views, explore the best St. Cloud waterfront homes for sale today.

Why Buy a Waterfront Home in St. Cloud, FL?

• Direct access to East Lake Toho – One of Central Florida’s largest lakes for boating, bass fishing, and wildlife watching

• More space, more value – Large lots, fewer HOAs, and more privacy compared to suburban Orlando

• Quick access to Lake Nona – Just 25–30 minutes to Medical City, VA Hospital, and Orlando International Airport

• Waterfront options for every lifestyle – From luxury estates to pond-view homes in master-planned communities

• Low traffic, local charm – Enjoy small-town life with all the essentials just minutes away

Top Lakes & Waterfront Areas in St. Cloud

East Lake Tohopekaliga (East Lake Toho)

The crown jewel of St. Cloud waterfront living. Enjoy sweeping lake views, private boat docks, and incredible fishing right in your backyard.

Alligator Lake

A quieter alternative to East Lake Toho with large custom homes, mature trees, and a laid-back rural vibe.

Bay Lake, Trout Lake & Lake Runnymede

Peaceful, smaller lakes with great views and fewer restrictions. Ideal for buyers wanting space and nature.

Gated Communities with Water Views

Neighborhoods like Anthem Park, Turtle Creek, and Narcoossee Oaks offer newer construction homes with pond views, walking trails, and community amenities.

What You’ll Find in St. Cloud Waterfront Homes

• Private docks and boat ramps on East Lake Toho and Alligator Lake

• Large lots with space for RVs, outbuildings, and lakefront landscaping

• New construction homes with pond views and energy-efficient features

• Custom-built estates on multi-acre lots

• No HOA or light HOA options for more flexibility

Things to Do Near St. Cloud Waterfront Homes

Waterfront living in St. Cloud means more than scenic views—it’s an invitation to enjoy the outdoors, explore your community, and still be close to everything Central Florida offers.

Outdoor Activities

• Boating & Bass Fishing – East Lake Toho is nationally known for its fishing tournaments and wide-open water

• Lakefront Park – Public beach, splash pad, picnic areas, and boat ramps on East Lake Toho

• Chisholm Park – Waterfront sports complex with playgrounds, trails, and sports fields

• Alligator Lake Recreation Area – Trails, birdwatching, and nature preserves

• Harmony Golf Preserve – 15 minutes away for championship golf in a scenic setting

Dining & Shopping

• Downtown St. Cloud – Historic Main Street with cafés, antique shops, and family-owned restaurants

• Publix, Aldi, Walmart, and local markets – All nearby for daily convenience

• Lake Nona Town Center – Just a short drive away for upscale dining, fitness, and entertainment

• St. Cloud Commons – Retail center with national stores and quick eats

• Access to Kissimmee, Narcoossee, and the Turnpike – For commuting or weekend getaways

Work With a St. Cloud Waterfront Real Estate Expert

I’m Mike Chen, a licensed Realtor who specializes in lakefront homes, rural properties, and new construction across Central Florida. St. Cloud offers some of the best waterfront value in the region—and I’m here to help you find the right home for your lifestyle and goals.

• Access to off-market and waterfront listings on East Lake Toho

• Expert insight into lake regulations, flood zones, and HOA rules

• Personalized service from initial search through closing day

• 5-star reviews from happy buyers across Osceola County and beyond

Ready to Find Your Lakefront Home in St. Cloud?

Whether you want peaceful sunsets on the dock, weekend boating with family, or a large property near Lake Nona—St. Cloud offers waterfront living with more freedom and more value.

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Frequently Asked Questions (FAQs)

What is the most popular lake in St. Cloud?

East Lake Tohopekaliga is the largest and most desirable lake in the area, offering boating, fishing, and scenic views.

Are there new construction waterfront homes in St. Cloud?

Yes—many communities offer pond-view new builds, while custom homes on acreage are available along East Lake Toho and Alligator Lake.

Can I build a dock or seawall on my property?

Yes—with the proper permits. Regulations vary by lake and zoning, and I’ll help guide you through the process.

How far is St. Cloud from Lake Nona and Orlando?

St. Cloud is just 25–30 minutes from Lake Nona and about 35–45 minutes from Downtown Orlando, depending on traffic.