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St Cloud Luxury Homes for Sale

Luxury Neighborhoods:

"Mike Chen is the best Realtor in Orlando, FL! He’s professional, responsive, and knows the local real estate market inside and out. Mike made the entire process smooth and stress-free, and his negotiaRead MoreRead Less
"We really appreciated the advice and assistance from Mike in the sale of our home in a vacation rental community. His knowledge of that business was extremely helpful, and he communicated very well thRead MoreRead Less
"Michael made my home selling experience seamless and stress-free! Their team of professionals is knowledgeable, patient, and incredibly attentive. They took the time to understand my needs and guided Read MoreRead Less
"Michael delivered an exceptional experience to my wife and I when we were purchasing property in an environment that was unfamiliar to us. He has deep understanding of local environmental and regulatRead MoreRead Less
"Mike Chen is an outstanding real estate professional! He helped my wife and me find our dream property, and throughout the process, he was incredibly professional, responsible, and genuine. His dedicaRead MoreRead Less
"I cannot recommend Mike Chen highly enough for his exceptional work in guiding me through a successful 1031 exchange in Kissimmee, Florida. Mike's expertise and dedication were instrumental in helpinRead MoreRead Less
"Mike is very knowledgeable of the Orlando/Kissimmee market. He willingly shares his knowledge without any pressure of buying. His experience being an investor focused Realtor especially in the vacatioRead MoreRead Less
"Mike is everything you could want from an agent. An absolute expert in the local market…a creative tactician on making a deal and thinking through strategies…an investor friendly navigator on updates,Read MoreRead Less
"Mike is a very professional realtor. He is very responsive and helpful. I would highly recommend Mike for any real estate transaction!"
"If you need a realtor, Mike is your guy. He is unbelievable. We were in the market to purchase an investment property and Mike had the answers to all our questions. He is knowledgeable and after readiRead MoreRead Less

Luxury Homes for Sale in St. Cloud, FL

With its natural lakes, peaceful neighborhoods, and proximity to Orlando, St. Cloud, FL is a rising star in the Central Florida luxury real estate market. Whether you’re seeking waterfront homes in St. Cloud FL, custom-built estates, or homes in gated communities, this charming city blends upscale living with small-town warmth.

From spacious new construction homes to elegant residences along East Lake Tohopekaliga, luxury homes for sale in St. Cloud, FL offer buyers privacy, beauty, and long-term value just minutes from Lake Nona and the Orlando airport.

Why Buy a Luxury Home in St. Cloud?

Nature, Privacy & Space

  • Oversized lots with preserve or lakefront views

  • Private docks and water access on East Lake Toho

  • Quiet, low-density neighborhoods with natural beauty

Location & Lifestyle

Diverse Luxury Options

Top Luxury Communities in St. Cloud

East Lake Reserve

An established gated community in St. Cloud Florida, offering waterfront homes and private amenities near East Lake Toho.

  • Lakefront lots with private docks

  • Clubhouse, playground, and gated access

  • Custom architectural designs with 2,500+ sq ft

Lake Pointe

Located near Narcoossee Rd., this upscale neighborhood features high-end homes in St. Cloud Florida with spacious layouts and lake access.

  • Gated entry and community pool

  • Preserve and pond-view homesites

  • Excellent for families and professionals alike

Nova Grove

A newer neighborhood featuring executive homes in St. Cloud FL with open-concept layouts, modern upgrades, and spacious backyards.

  • Energy-efficient builds and smart home features

  • Zoned for top-rated schools

  • Peaceful, scenic atmosphere

Hickory Grove & Live Oak Lake

These up-and-coming communities offer luxury real estate in St. Cloud FL with affordability, access to nature, and premium interior finishes.

What to Expect in St. Cloud Luxury Homes

  • Open floorplans with 3,000–6,000+ sq ft of living space

  • Chef-style kitchens with quartz countertops & luxury appliances

  • Spa-like bathrooms with soaking tubs & walk-in showers

  • Smart home upgrades and energy-efficient construction

  • Screened lanais, private pools, and waterfront estates

Nearby Attractions & Outdoor Living

Ready to Find a Luxury Home in St. Cloud, FL?

Let Mike Chen guide your search through St. Cloud FL luxury real estate — from custom waterfront properties to smart new builds in gated communities.

Explore St. Cloud Luxury Real Estate Listings

Schedule a Private Consultation with Mike Chen Today

📩 Schedule a Free Consultation


Frequently Asked Questions (FAQ)

What is the price range for luxury homes in St. Cloud?

Luxury homes typically start around $600K and go up to $5 million+, especially for lakefront estates.

Are there gated communities in St. Cloud, Florida?

Yes. Top gated neighborhoods include East Lake Reserve and Lake Pointe, both with upscale amenities.

Is St. Cloud a good alternative to Lake Nona?

Absolutely. You get more space, privacy, and value while staying just 20–30 minutes from Lake Nona.

Can I buy a waterfront home in St. Cloud?

Yes. Waterfront homes in St. Cloud FL are available along East Lake Toho with boat docks and panoramic views.

Is St. Cloud growing in value?

Yes. With new development, improved access, and growing demand, St. Cloud luxury real estate is a smart long-term investment.


WHY WORK WITH MIKE CHEN – YOUR ST. CLOUD LUXURY HOME SPECIALIST

✔ Local expertise in St. Cloud’s luxury lakefront, equestrian, and new construction communities
✔ Trusted by families, retirees, and investors seeking affordable luxury near Lake Nona and Orlando
✔ Personalized support for buying custom homes on acreage, waterfront estates, or gated properties
✔ Strong network of builders, inspectors, and local lenders for seamless transactions
✔ 5-star service known for professionalism, clear communication, and results

Whether you’re relocating, upsizing, or investing in your dream estate, Mike Chen offers expert guidance every step of the way — making your St. Cloud luxury home search stress-free and rewarding.

Let Mike help you find the perfect balance of space, privacy, and lifestyle in St. Cloud.



Area Highlights

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St Cloud Luxury
Market Report

Schools In The Area

Check our schools near St Cloud complete with ratings and contact info.
Canoe Creek K-8 School 407-891-7320 Public PK-8
Osceola Virtual Franchise (Secondary) 407-870-4847 Public 6-12
Mater Academy at St Cloud 305-343-2434 Public KG-8
Saint Cloud High School 407-891-3100 Public 9-12
Canoe Creek K-8 School 407-891-7320 Public PK-8
Lakeview Elementary School 407-891-3220 Public PK-5
Hickory Tree Elementary School 407-891-3120 Public PK-5
Narcoossee Elementary School 407-892-6858 Public PK-5
Mater Academy at St Cloud 305-343-2434 Public KG-8
Harmony Community School 407-892-1655 Public PK-5
Neptune Elementary School 407-892-8387 Public PK-5
Michigan Avenue Elementary School 407-891-3140 Public PK-5
Saint Cloud Elementary School 407-891-3160 Public PK-5
Creative Inspiration Journey School of St Cloud 407-949-0056 Public KG-5
St Cloud Christian Preparatory 407-577-0738 Private PK-12
Arts Thereafter Christian School 407-593-6608 Private KG-11
Christ Centered Academics 407-709-5471 Private KG-11
Osceola Virtual Instruction Program 407-870-4847 Public KG-12
St Thomas Aquinas Catholic School 407-957-1772 Private PK-8
Osceola Center for Early Learning 407-870-4911 Public PK-PK
St. Cloud Preparatory Academy 407-593-6601 Public KG-12
American Classical Charter Academy 407-593-2909 Public KG-12
Canoe Creek K-8 School 407-891-7320 Public PK-8
Osceola Virtual Franchise (Secondary) 407-870-4847 Public 6-12
Narcoossee Elementary School 407-892-6858 Public PK-5
Lakeview Elementary School 407-891-3220 Public PK-5
Hickory Tree Elementary School 407-891-3120 Public PK-5
Mater Academy at St Cloud 305-343-2434 Public KG-8
Narcoossee Middle School 407-891-6600 Public 6-8
Harmony Community School 407-892-1655 Public PK-5
Harmony Middle School 407-593-0416 Public 6-8
Neptune Elementary School 407-892-8387 Public PK-5
Saint Cloud Middle School 407-891-3200 Public 6-8
Saint Cloud Elementary School 407-891-3160 Public PK-5
Michigan Avenue Elementary School 407-891-3140 Public PK-5
Creative Inspiration Journey School of St Cloud 407-949-0056 Public KG-5
St. Cloud Preparatory Academy 407-593-6601 Public KG-12
St Thomas Aquinas Catholic School 407-957-1772 Private PK-8
St Cloud Christian Preparatory 407-577-0738 Private PK-12
Osceola Virtual Instruction (Course Offerings) 407-870-4847 Public 6-12
American Classical Charter Academy 407-593-2909 Public KG-12
Osceola Virtual Instruction Program 407-870-4847 Public KG-12
Arts Thereafter Christian School 407-593-6608 Private KG-11
Christ Centered Academics 407-709-5471 Private KG-11
Canoe Creek K-8 School 407-891-7320 Public PK-8
Osceola Virtual Franchise (Secondary) 407-870-4847 Public 6-12
Mater Academy at St Cloud 305-343-2434 Public KG-8
Narcoossee Middle School 407-891-6600 Public 6-8
Harmony Middle School 407-593-0416 Public 6-8
Saint Cloud Middle School 407-891-3200 Public 6-8
Arts Thereafter Christian School 407-593-6608 Private KG-11
Christ Centered Academics 407-709-5471 Private KG-11
Osceola Virtual Instruction (Course Offerings) 407-870-4847 Public 6-12
St Thomas Aquinas Catholic School 407-957-1772 Private PK-8
St Cloud Christian Preparatory 407-577-0738 Private PK-12
American Classical Charter Academy 407-593-2909 Public KG-12
St. Cloud Preparatory Academy 407-593-6601 Public KG-12
Osceola Virtual Instruction Program 407-870-4847 Public KG-12
Osceola Virtual Franchise (Secondary) 407-870-4847 Public 6-12
Saint Cloud High School 407-891-3100 Public 9-12
Harmony High School 407-933-9900 Public 9-12
American Classical Charter Academy 407-593-2909 Public KG-12
Osceola Technical College St Cloud Campus 407-343-7342 Public 11-12
Osceola Virtual Instruction Program 407-870-4847 Public KG-12
Arts Thereafter Christian School 407-593-6608 Private KG-11
Christ Centered Academics 407-709-5471 Private KG-11
St. Cloud Preparatory Academy 407-593-6601 Public KG-12
St Cloud Christian Preparatory 407-577-0738 Private PK-12
Osceola Virtual Instruction (Course Offerings) 407-870-4847 Public 6-12

Around The Area

Browse through the top rated businesses that St Cloud has to offer!

Local News & Advice

Read helpful resources and articles related to the area.

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